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3 Best Money Management Apps Used In Daily Life

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3 BEST MONEY MANAGEMENT APPS USED IN DAILY LIFE,Startup Stories,Startup Stories India,Inspiration Stories,2017 Most Read Startup Stories,Mint,The Birdy,Mvelopes,smartphones,online shopper

Are you an enthusiastic online shopper? Did you ever fall for attractive discounts that the e-commerce sectors offered you? Do you frequently lose track of how you are spending? Or have you ever run short of money in the middle of the month? If your answer is ‘Yes’ for any of these questions, then this is especially for you.

Without much ado, we present you the best money tracking and managing apps that you can find on your smartphones.

1) Mint

  • Mint is one of my favorite apps when it comes to managing money effortlessly. This app easily creates budgets and helps us based on our spending habits.
  • You can track and pay bills like never before. You get alerts and can schedule payments on the spot.
  • It shows your recent transactions you’ve made and also how you’ve been using your account.
  • It warns you when you are spending too much and advises where to cut back exactly
  • You can see your bills and money together, so you can have a transparency of your bills like what’s due, when it’s due and what can you pay.
  • Mint gives you personalized tips and advice for maximizing your money every day.
  • Mint is available on Android, iOS as well as Windows.

2) The Birdy

  • The Birdy app is a simple, flexible money tracker that helps you monitor your daily spending and expenses.
  • Track what you want to and how you want
  • You can reply to one email a day or even set up text reminders. Also, you can add custom tags to track your purchases by category
  • The Birdy suggests where to save, and where to cut back, friendly reminders helps you to stay on track.
  • The Birdy promises that it will not share any of your personal information with anyone.

3) Mvelopes

  • Mvelopes finds out a dedicated way to make financial mastery easier. This is an effective financial management program that helps to track all your earnings and expenses.
  • As you spend money during the month, you can log in periodically to Mvelopes, and assign those purchases to an envelope, and it will be deducted from that envelope’s total.
  • For instance, you may want to be sure your bi-annual auto insurance bill doesn’t cause a problem when it comes due, so by putting $100 a month in the Auto Insurance envelope, when the bill comes 6 months later for $600, that money has already been set aside.
  • Mvelopes is available on Android and iOS.

Well, share with us which money management app are you using to track your expenses.

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Technology

WhatsApp Introduces Ads in Updates Tab, Keeps Chats Ad-Free

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Whatsapp-Ads

Meta has officially begun rolling out ads on WhatsApp, ending over a decade of an ad-free experience since its acquisition in 2014. The advertisements will appear only in the Updates tab, specifically within the Status feature, which lets users share photos, videos, and text updates that disappear after 24 hours—similar to Instagram Stories.

Where Ads Will Appear

  • Ads will be visible exclusively in the Status section of the Updates tab, keeping personal and group chats ad-free.
  • Businesses can use these ads to encourage users to interact via WhatsApp messaging.
  • Meta is also introducing paid channel subscriptions and promoted channels within the Updates tab, allowing users to access premium content and discover new channels more easily.

Privacy and Targeting

Meta has emphasized that private messages, calls, and group chats will remain end-to-end encrypted and free from advertising. Ads will be personalized using limited, non-sensitive data such as location, language, followed channels, and ad interactions. Users can further manage ad preferences if they link WhatsApp to Meta’s Accounts Center.

User and Business Impact

The move marks a major shift for WhatsApp, which has long resisted advertising to preserve a clean messaging experience. While some users have criticized the change, Meta sees this as a significant opportunity to monetize WhatsApp’s 3 billion users and over 200 million businesses on the platform.

In summary, WhatsApp’s new ads will be confined to the Updates tab, ensuring personal messaging remains private and uninterrupted, while opening new monetization avenues for Meta and businesses.

 

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Technology

WhatsApp on iPad: The Long-Awaited Native Experience

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What's App StartupStories

After years of anticipation, WhatsApp has officially launched a dedicated app for the iPad, finally giving users a seamless and optimized messaging experience on Apple’s popular tablet. Previously, iPad users had to rely on the web version, which lacked many features and was not designed for the larger screen. Now, with the arrival of WhatsApp for iPad, users can enjoy all the core messaging and calling features in a native, iPadOS-optimized environment.

How to Get Started with WhatsApp on iPad

Setting up WhatsApp on your iPad is straightforward. Simply download the app from the App Store, open it, and scan the displayed QR code using your smartphone’s WhatsApp app to link your account. This process mirrors the setup for WhatsApp Web and Desktop, ensuring your chats, calls, and media stay in sync across devices. The iPad app supports all key features, including individual and group chats, Communities, Channels, and both audio and video calls for up to 32 participants.

Enhanced Features and Multitasking

WhatsApp for iPad is designed to take full advantage of the tablet’s capabilities. It features a two-column layout, with recent chats on the left and active conversations on the right, making multitasking easier and more intuitive. The app supports iPadOS multitasking features such as Split View, Slide Over, and Stage Manager (on compatible models), allowing users to keep WhatsApp open while using other apps. Additionally, it works seamlessly with accessories like the Magic Keyboard and Apple Pencil, boosting productivity and creativity.

Privacy and Security

All messages, calls, and media remain protected with WhatsApp’s industry-leading end-to-end encryption, ensuring privacy and security across all linked devices. The iPad app also includes privacy features like chat lock, giving users peace of mind even if they share their device with others.

Conclusion

The launch of WhatsApp on iPad marks a significant milestone for Meta and its users. With a native, feature-rich app designed for the iPad’s larger screen and advanced multitasking capabilities, WhatsApp is now more accessible and convenient than ever for iPad owners worldwide. This move also signals Meta’s commitment to expanding its ecosystem, with rumors suggesting Instagram may be next in line for a dedicated iPad app. For now, WhatsApp on iPad stands as a welcome upgrade, enhancing how millions stay connected.

 

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Artificial Intelligence

Adopt AI Secures $6 Million to Power No-Code AI Agents for Business Automation

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Adopt AI

Adopt AI, a San Jose and Bengaluru-based agentic AI startup, has raised $6 million in seed funding led by Elevation Capital, with participation from Foster Ventures, Powerhouse Ventures, Darkmode Ventures, and angel investors. The funding will be used to expand the company’s engineering and product teams and to scale enterprise deployments of its automation platform.

 

Founded by Deepak Anchala, Rahul Bhattacharya, and Anirudh Badam, Adopt AI offers a platform that lets businesses automate workflows and execute complex actions using natural language commands, without needing to rebuild existing systems. Its core products include a no-code Agent Builder, which allows companies to quickly create and deploy AI-driven conversational interfaces, and Agentic Experience, which replaces traditional user interfaces with text-based commands.

The startup’s technology is aimed at SaaS and B2C companies in sectors like banking and healthcare, helping them rapidly integrate intelligent agent capabilities into their applications. Adopt AI’s team includes engineers from Microsoft and Google, with Chief AI Officer Anirudh Badam bringing over a decade of AI experience from Microsoft.

The company has also launched an Early Access Program to let businesses pilot its automation solution and collaborate on new use cases.

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