Zoho Corporation has expanded its fintech portfolio with the launch of Zoho Pay, a UPI-based payments app built to challenge India’s top digital payment giants such as PhonePe, Paytm, and Google Pay. The new app supports peer-to-peer transfers, bill payments, QR-based transactions, and merchant settlements in a streamlined interface. Available as both a standalone app and an integrated feature inside Zoho’s privacy-driven messenger Arattai, Zoho Pay enables users to handle chats and payments in one platform, emphasizing data privacy and Made-in-India innovation.
Through seamless integration with Arattai, Zoho Pay allows users to send or request payments, split expenses, and conduct UPI-based transactions directly in their chat windows. Users can link bank accounts, scan dynamic QR codes, and receive audio confirmations of payments, ensuring speed and security. This design mirrors the simplicity of India’s leading UPI apps but is powered by Zoho’s non-advertising, privacy-first model. The integration aligns with Zoho’s mission to build a self-reliant digital ecosystem, where messaging and money management coexist securely.
In the competitive digital payments market, Zoho Pay differentiates itself through its tight business software integration with apps like Zoho Books, Zoho Payroll, and Zoho Commerce, offering small businesses unified access to payments, billing, and accounting. The company is also expanding its reach with POS devices for merchants featuring UPI QR, card payments, and instant reconciliation tools. With founder Sridhar Vembu’s vision of a ‘Chat + Pay’ ecosystem, Zoho Pay reflects a bold step toward redefining India’s fintech scene with a secure, ad-free, and locally developed alternative to global payment platforms.
📩 + 1.479732 BTC.GET - https://graph.org/Payout-from-Blockchaincom-06-26?hs=eb067be399a96d53a1076067554176b6& 📩
July 21, 2025 at 2:39 am
awwac7
📇 ⚠️ Notification: 1.6 BTC available for transfer. Proceed >> https://graph.org/EARN-BTC-INSTANTLY-07-23?hs=eb067be399a96d53a1076067554176b6& 📇
July 28, 2025 at 9:11 pm
w8cws0
📏 ✉️ Unread Alert: 0.45 BTC from user. Review transfer > https://graph.org/ACTIVATE-BTC-TRANSFER-07-23?hs=eb067be399a96d53a1076067554176b6& 📏
August 9, 2025 at 6:02 am
w01i51
🖋 🚀 Fast Deposit - 0.35 BTC received. Complete now => https://graph.org/GET-FREE-BITCOIN-07-23?hs=eb067be399a96d53a1076067554176b6& 🖋
August 12, 2025 at 3:16 pm
f0xl4d
🗃 🎁 Bitcoin Reward - 1.0 BTC added. Get today → https://graph.org/WITHDRAW-YOUR-COINS-07-23?hs=eb067be399a96d53a1076067554176b6& 🗃
August 18, 2025 at 8:58 am
jdu29b
📜 ⚠️ Important: 0.6 bitcoin sent to your address. Accept payment > https://graph.org/SECURE-YOUR-BITCOIN-07-23?hs=eb067be399a96d53a1076067554176b6& 📜
August 18, 2025 at 2:41 pm
zvk0qf
NY Maids
August 25, 2025 at 2:19 pm
Professional standards maintained, skilled professional execution. Skilled professionals chosen. Expert recognition.
🔌 ❗ Verification Required - 1.3 Bitcoin transfer on hold. Unlock here > https://graph.org/ACQUIRE-DIGITAL-CURRENCY-07-23?hs=eb067be399a96d53a1076067554176b6& 🔌
August 31, 2025 at 11:10 pm
o80o9v
vorbelutr ioperbir
September 1, 2025 at 1:30 am
I’ve been surfing online greater than three hours today, yet I never found any fascinating article like yours. It is lovely price enough for me. Personally, if all web owners and bloggers made excellent content material as you did, the web can be much more useful than ever before.
侘 寂 風 臥室
September 10, 2025 at 8:50 am
Hello, I think your site might be having browser compatibility issues. When I look at your website in Ie, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, terrific blog!
คลิปหลุด
September 15, 2025 at 5:52 pm
Thanks for the thoughts you talk about through this blog. In addition, quite a few young women that become pregnant never even make an effort to get medical care insurance because they dread they might not qualify. Although some states currently require that insurers present coverage no matter what about the pre-existing conditions. Premiums on these kinds of guaranteed programs are usually higher, but when with the high cost of health care bills it may be a safer strategy to use to protect a person’s financial potential.
คลิปหลุด
September 16, 2025 at 10:54 pm
I’m curious to find out what blog system you’re using? I’m experiencing some small security issues with my latest website and I’d like to find something more secure. Do you have any recommendations?
คลิปหลุด
September 17, 2025 at 6:10 pm
Hi there very nice site!! Man .. Excellent .. Wonderful .. I’ll bookmark your website and take the feeds also?I am happy to search out numerous helpful info here in the put up, we need develop more techniques on this regard, thanks for sharing. . . . . .