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Paytm To Collab With ICICI For Digital Credit

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Paytm To Collab With ICICI For Digital Credit,Startup Stories,Business Latest News 2017,Paytm and ICICI Bank Collaborate,ICICI Bank Short Term Instant Digital Credit,India Largest Mobile Wallet,Paytm Founder Vijay Shekhar Sharma,ICICI Bank Offer Short Term Loans,Paytm Ties Up with ICICI Bank

Paytm, India’s largest mobile wallet, joined forces with ICICI Bank, India’s largest private bank, to launch ‘Paytm ICICI Bank Postpaid.’ This new initiative is a unique amalgamation of financial services to provide small digital credit to some selected users.

Through this programme, Paytm users will get access to seamless interest free short term digital credit for everyday use, such as bill payments, flights and physical goods. Customers can get a digital credit account through instant activation online, without documentation and branch visit. At the moment, only select ICICI customers will be offered the digital credit via the Paytm app, however, the offer will be available to the non ICICI Bank customers soon.

The initiative is based on the Big Data algorithm by ICICI Bank which will use real time credit assessment of customers to offer credit. The financial and digital behavior of the customer including credit bureau check, purchase patterns and the frequency of purchase will be analyzed within a few seconds. An interest free digital credit ranging from Rs. 3,000 to Rs. 10,000 will then be offered to the customers for up to 45 days. The range can also be extended up to Rs. 20,000 based on the repayment history of the customers. Users availing the digital credit can checkout quickly using the Paytm Passcode.

Executive Director of ICICI Bank Anup Bagchi, while speaking about the initiative said, “We are delighted to launch Paytm ICICI Bank Postpaid, our first offering in this space in association with Paytm.” According to founder and CEO Vijay Shekhar Sharma, such short loans will help consumers to manage their daily expenses and plan their monthly budget. “Paytm Postpaid will play a major role in helping them pay for their daily expenses on time. This will democratize access to credit including those with less disposable income,” he added.

A consolidated bill would be generated on the first day of the month after the credit limit is set up. Customers will have to pay the bill by the 15th day of the same month via their Paytm Wallet, debit card or internet banking of any bank.

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Gemini 2.5: Revolutionizing Dialogue and Audio Generation with AI

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Gemini

Google’s Gemini 2.5 marks a significant leap forward in artificial intelligence, introducing groundbreaking capabilities in dialogue and audio generation. Designed from the ground up as a multimodal model, Gemini 2.5 can natively understand and generate content across text, images, audio, video, and code, making it a versatile tool for developers, content creators, and businesses alike.

Advanced Dialogue: Real-Time, Natural, and Context-Aware

Gemini 2.5 excels in real-time audio dialogue, offering users remarkably fluid and expressive conversations. The AI’s ability to interpret tone, accent, and even non-speech vocalizations like laughter enables interactions that feel genuinely human. Users can customize speech delivery using natural language prompts, adjusting accents, tone, or even requesting whispered responses. This level of control is invaluable for applications ranging from virtual assistants to customer service bots.

The model is also context-aware, distinguishing between relevant speech and background noise, ensuring it responds only when appropriate. Integration with external tools, such as Google Search, allows Gemini 2.5 to incorporate real-time information seamlessly into conversations. Moreover, its multilingual capabilities support over 24 languages, enabling users to mix languages within a single phrase—ideal for global audiences.

Cutting-Edge Audio Generation: Flexible and Engaging

Beyond dialogue, Gemini 2.5 offers advanced text-to-speech (TTS) features. Users can generate everything from short snippets to long-form narratives, with precise control over style, tone, and emotional expression. The TTS engine supports multi-speaker dialogue, making it perfect for creating engaging summaries, podcasts, and audiobooks. Enhanced pace and pronunciation controls ensure audio clarity and naturalness, while multilingual output makes content accessible worldwide.

Developers can access these features through Google AI Studio and Vertex AI, with options for both high-fidelity (Gemini 2.5 Pro) and cost-effective (Gemini 2.5 Flash) audio generation. All generated audio includes SynthID watermarking for transparency and safety.

Conclusion

Gemini 2.5 is redefining the boundaries of AI-driven dialogue and audio generation. Its natural, expressive, and customizable voice capabilities, combined with robust reasoning and multilingual support, make it a powerful tool for the next generation of digital experiences.

Whether for interactive applications, content creation, or global communication, Gemini 2.5 sets a new standard for intelligent, multimodal AI.

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Dunzo Gets Breather as NCLT Rejects Insolvency Petition from Invoice Discounters

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Dunzo

The National Company Law Tribunal (NCLT) Bengaluru bench has dismissed an insolvency plea filed against quick commerce startup Dunzo by its invoice discounters, declaring the petition “not maintainable” after several postponements. This decision offers temporary relief to Dunzo, which has been facing multiple insolvency petitions from various creditors, including Velvin Packaging Solutions and Betterplace Safety Solutions, over unpaid dues.

The invoice discounters alleged that Dunzo had paid only 50% of the required amounts, though the exact sum was not disclosed. Despite ongoing settlement talks, no resolution was reached, and the tribunal noted Dunzo’s delays in responding to creditor petitions. Dunzo continues to grapple with severe liquidity issues, delayed payments, and significant losses—reporting a ₹1,801.8 crore loss in FY23 and owing approximately ₹11.4 crore to major vendors like Google India and Facebook India.

While this NCLT ruling provides Dunzo some breathing room, the company still faces ongoing financial and operational challenges as it works to resolve its outstanding liabilities.

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How a Golden Retriever Became the Heart and Soul of a Hyderabad Startup’s Workplace

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Golden Retriever in workplace

Hyderabad-based startup Harvesting Robotics has won hearts online by appointing a golden retriever named Denver as its Chief Happiness Officer (CHO). Denver, introduced by co-founder Rahul Arepaka in a viral LinkedIn post, has quickly become the star of the office, spreading joy and boosting morale among employees. The company is now officially pet-friendly, a move Arepaka calls their “best decision.”

Denver’s new role has sparked widespread attention, with thousands liking and commenting on the announcement. Many see Denver’s presence as more than just a cute story—it highlights a growing trend of pet-friendly workplaces that prioritize employee well-being and happiness. As companies increasingly focus on holistic wellness, Denver’s appointment shows that sometimes, a wagging tail is the best way to brighten the workday.

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